Relationship Manager
Business Banking Relationship Manager
Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, Central, Eastern and Northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets.
As a Business Banking Relationship Manager, you will be responsible for meeting or exceeding assigned goals through outside calling activities and relationship building of potential and existing Business customers. The Business Banking Relationship Manager is also responsible for contributing to the profitability and growth of SYB Retail/Business Banking by building, developing, and expanding client relationships with Business customers, and serving Business Banking customers in a highly consultative, needs-based manner.
Daily responsibilities include, but are not limited to, the following:
- Develop and utilize formal calling plans to target new business and expand existing Business Banking Clients (75%)
- Perform credit analysis and portfolio management for assigned portfolio of business banking relationships for new and existing clients
- As part of portfolio management, maintain credit quality and process renewals and past dues in a timely manner
- Serve as the Business Banking "expert" for assigned Branch Managers located within an assigned territory
- Create a partnership with Branch Managers to build and expand relationships with the area businesses
- Assist with analyzing business financial statements, identifying strengths and weaknesses of loan requests
- Actively cross-sell appropriate SYB Banking products to new and existing customers
Job Requirements
- College degree required (preferably in area of business, finance, or accounting)
- Minimum of 3 years experience in a banking relationship manager type role required
- Strong sales, credit underwriting, relationship management, business development, and analytical skills required
- Understand and articulate Business Banking strategies and philosophy.
- Thorough level of lending skills required
Benefits
- 401(k) with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer / Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Health Savings Accounts
- Bank paid Life / AD& D insurance
- Voluntary Life / AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program
Physical Requirements
- Ability to work in a professional office environment, including extended periods of sitting at a desk and using a computer.
- Ability to converse clearly in person, over the phone, and via electronic communication.
- Occasional standing, walking, and reaching as needed to meet with clients or access office materials.
- Ability to lift and carry up to 1020 pounds occasionally (files, laptops, marketing materials).
- Ability to travel to client locations, branch offices, and business events; may require driving a personal or company vehicle.
- Manual dexterity sufficient for keyboarding, writing, and handling documents.
- Visual acuity to review financial documents, screens, contracts, and reports with accuracy.
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