Senior Commercial P&C Underwriter

Universal Shield Insurance Group (and its member companies, Universal Fire & Casualty Insurance Company ( and Shield Indemnity Inc.) has an opening for a Senior Commercial Insurance P&C Underwriter at our Dublin, Ohio, Bridge Park Corporate Office location, or our Scottsdale, AZ location in a hybrid work arrangement.


Guided by an entrepreneurial spirit, Universal Shield Insurance Group is a hybrid property and casualty insurer and insurtech that provides innovative insurance solutions to underserved markets for small businesses, offering coverage on both an admitted and surplus lines basis. Through online state-of-the-art agency portals, B2C, and B2B websites, we design our products intuitively and device-agnostically to accelerate competitive underwriting decisions for our partners and customers.


This position offers an excellent opportunity to join an established insurance company on the ground floor, led by experienced professionals with a proven track record of success. Our Commercial Property & Casualty department is seeking an experienced Senior Underwriter to join our team.

• Capable of managing a renewal book of approximately $7M-$8M and generating new business of approximately $1.5M annually.
• Objectively analyze diverse information on new and renewal business to accept, price, modify, or reject business within delegated authority level for both Admitted and Surplus Lines Products.
• Reviewing market conditions to determine whether new coverage should be offered or existing coverage should be scaled back or discontinued.
• Effectively apply forms, endorsements, and deductibles to help mitigate risk.
• Preparing written reports and leading meetings detailing/discussing coverage decisions, including supporting documentation.
• Develop strong business relationships with key wholesalers and agents and provide underwriting guidance to the producers.
• Identify account rounding opportunities to increase product footprint with wholesalers and customers.
• Collaborate with other underwriters, marketing, claims, operations, and management colleagues when necessary to manage and implement effective rate and pricing strategies to produce profitable results, book portfolio growth, and enhance producer relations.
• Identify opportunities for growth within existing and new business sources. Must have expertise in marketing of insurance products and rating/pricing strategies to achieve profitable growth.
• Maintain a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills.
• Continue personal industry skills and knowledge development to meet the company's goals of quality and timeliness.
• Maintain knowledge of current insurance market trends, conditions, competitive intelligence, compliance/regulatory issues, and product and service innovations.
• Ability to interact collaboratively and collegially with colleagues, agents, and customers in a professional manner.

Job Requirements:

• At least five years of Commercial P&C underwriting insurance experience is required (experience with Commercial Property, General Liability, Inland Marine, BOP/CPP preferred).
• Achievement of CPCU, CIC, or other applicable designations with a willingness to complete additional credentials and continuing education.
• Ability to Communicate effectively with internal and external contacts - strong customer service focus.
• Strong organizational and time management skills required
• Strong intellectual curiosity.
• Detail-oriented and able to handle multiple tasks on time.

Universal Shield Insurance Group offers an industry-competitive benefits package including health insurance with a company-contributed HSA, dental insurance, vision coverage, short-term disability insurance, long-term disability insurance, AD&D insurance, Employee Assistance Program (EAP), and other lifestyle and family-friendly and work/life balance benefits. We also offer a company-matched 401K, unlimited PTO for exempt employees, and other ancillary workforce benefits. Applicants selected for an interview will receive more information on our comprehensive company benefits program.

Universal Shield Insurance Group (and its member companies - Universal Fire & Casualty Insurance Company and Shield Indemnity Inc.) is an equal opportunity employer. Discrimination of any kind, including race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, or on any basis prohibited by federal, state, or local law, is not tolerated at Universal Shield Insurance Group.

USIG targets property and casualty insurance for small and medium businesses that are managed in such a way that they deserve to qualify for, and enjoy, the additional advantages in security and coverage offered by an admitted product. We also offer an E&S product for those accounts that may qualify for our admitted market product after a few years of successful operation. We work exclusively with our appointed wholesale General Agents that demonstrate a commitment to professional underwriting practices and have multi-decade relationships with our underwriting teams. USIG incorporates a state-of-the-art risk acceptance process, employing expert underwriting rules, advanced analytics, machine learning, and external data sources to supplement standard risk information. USIG and its insurance entities (Universal Fire & Casualty Insurance Company “UFCIC” and Shield Indemnity Incorporated “Shield”) maintain an AM Best Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a-“. UFCIC also maintains a Demotech Financial Stability rating of A (Exceptional) and is Treasury Listed for surety bonds up to $5.9M. USIG also underwrites the Surety line of business through our admitted company, providing bonds for the Commercial, Contract and Specialty Surety markets. Through our proprietary, cutting-edge portal Bondramp.com, we provide agents at all levels access to a large library of competitively priced commercial and transactional bonds, immediately delivering many bonds upon the Principal’s payment. Conveniently, BondRamp.com and is available 24x7x365 and accessible by computer, tablet, or mobile device. We have corporate offices in Waterford and Grandville, Michigan as well as Dublin, Ohio.