Product Management Director, Credit Card Customer Engagement Strategy

About this role: 

Wells Fargo is seeking a Product Management Director to lead Value-driven Customer Engagement for Wells Fargo Branded Credit Card business.  In this role, you will have an opportunity to make a significant impact by transforming the strategy, marketing, and product capabilities by defining, developing, and implementing existing customer engagement strategies and capabilities.  Learn more about the career areas and business divisions at wellsfargojobs.com. 

In this role, you will:

• Define and execute the existing card customers engagement strategy and roadmap focused on maximizing customer lifetime value, retention, and portfolio profitability

• Define and execute value-driven offer strategies for existing customers, optimizing engagement, spend behavior, and portfolio performance

• Drive the evolution of a data driven decisioning and profitability frameworks for targeting and offer optimization for existing customers

• Drive test-and-learn frameworks and experimentation to continuously improve engagement strategies using data, analytics, and customer insights

• Establish robust measurement frameworks to quantify engagement uplift, usage growth, and long-term customer value, linking initiatives to financial outcomes

• Partner across Credit, Marketing, Risk, Finance, Tech, and Operations to deliver coordinated, customer-centric strategies

• Be responsible for ensuring all key regulatory and business requirements are met effectively for all implemented ideas  

• Interface with external agencies, regulatory bodies as needed 

• Collaborate with and influence all levels of professionals including senior leadership to predict current and future needs and achieve consistent application of definitions, measurement, and interpretation 

• Lead a team of direct reports as well as cross-functional resources 

• Develop and guide a culture of talent development to meet business objectives and strategy  

Required Qualifications:

• 10+ years of Product Management or leadership experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• 4+ years of management or leadership experience

Desired Qualifications:

• Credit Card industry experience, preferably at multiple leading credit card issuers 

• Experience in credit card lending roles, with strong background in profitability-driven decisioning across data-driven performance marketing, customer engagement, offer optimization, credit risk, and profitability maximization frameworks

• Proven experience owning existing customer engagement and retention strategies within credit cards, with accountability for defining and executing value-driven offer strategies (e.g., retention, spend, and balance growth initiatives)

• Experience applying a credit/lending mindset (APR offers, attrition, balances, portfolio impact)

• Experience in roles leading launches or implementation of new products or capabilities, or integrations/transformations of technology platforms 

• Experience in data science or analytics roles involving projects with data infrastructure (data, platforms, models, monitoring tools) 

• Experience in multiple credit card segments (consumer across full risk spectrum, small business, commercial, partnerships/co-brands) 

• Strong understanding and application of risk and regulatory considerations within credit card portfolios

• Expertise in credit, product, and marketing data and analysis, with the ability to translate insights into business decisions  

• Demonstrated ability to partner across marketing, credit/risk, and finance to align strategies with portfolio and P&L objectives

• Outstanding problem solving and decision-making skills based on analysis, rigorous logic, market and consumer dynamics, and operational assessments 

• Strong conceptual thinking and ability to drive clarity in ambiguity while dealing with credit and operational problems 

• Demonstrated excellence in verbal and written communication, influencing senior leaders through concise, data‑driven presentations and clear strategic storytelling

• Demonstrated success leading and developing high-performing teams

Job Expectations: 

• Ability to travel up to 15% of the time 

• This position offers a hybrid work schedule 

• This position is not eligible for Visa sponsorship

Job posting may come down early due to volume of applicants. 

Locations: 

• 2200 Concord Pike, Wilmington, DE 19803

• 550 S Tryon Charlotte, NC 28202

• 111432-TX-Las Colinas Bldg A, Irving Campus

Required locations listed above.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.