Mortgage Loan Closer

Kforce has a client in Cincinnati, OH that is seeking a Mortgage Loan Closer. Responsibilities:

• Reviews file and loan application following set-up for accuracy and adherence to terms of approval
• Determines what documentation is needed to satisfy bank, governmental, agency and/or investor requirements and orders appraisals, title search, credit reports, etc. as applicable
• Initiates communication with customers, staff, realtors, brokers, counsel, title companies, etc., to obtain remaining documents such as appraisals, title reports, credit reports, verifications, tax returns, financial statements, etc., necessary to complete the file and ensure compliance with all requirements
• Provides loan status updates to customers or other interested parties, resolves discrepancies or problems, provides periodic reports; ensures high quality customer service throughout the loan process
• Prepares required disclosure information within designated time frames ensuring compliance with all regulations
• Reviews loan file to ensure all legal and compliance guidelines are met. Verifies all closing documents and assembles final loan package for electronic delivery and/or print
• Calculates and prints loan settlement statements, disburses funds and enters closing information into the system
• Prepares final loan package and arranges for delivery to the closing; coordinates the loan package from prior to closing through funding within designated time frames
• Verifies rates, terms and conditions of loan documents with appropriate staff, corrects errors and follows up as necessary
• Actively ensures compliance with the U.S. Bank Code of Ethics and all Anti-Money

Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, policies and procedures

• High School diploma/GED or equivalent
• 1 year of related experience
• Knowledge of loan processing and closing policies, procedures and guidelines, documents, underwriting requirements, governmental and agency requirements, terminology and automated processing systems
• Knowledge of credit policies and approval processes
• Ability to work effectively in fast paced, high production environment. Good organization skills
• Good verbal and written communication skills