Software engineer retail

About Upstart

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, wed love to hear from you!

The Team

Upstarts Auto Retail Engagement team is on a mission to make it easy, fast, and seamless for car buyers to secure auto loans through our dealership partners. We build the core technologies that power Upstarts Auto Finance platform, with a focus on driving demand for auto loans by enabling our dealership partners to create, present, and close loan offers with ease. We design intuitive, stable, and high-impact workflows that integrate directly into the dealership experience. Our north star is for dealers to open the Upstart lending portal every time they get a credit application and create value-add features to keep them coming back.

As a Software Engineer on the Auto Retail Engagement team at Upstart, you will work closely with cross-functional partners to execute projects across the whole stack. Youre a self-starter who delivers work with quality, testability, resiliency, and maintainability in mind. Youll move efficiently and deliberately to drive both existing and greenfield projects forward, while always keeping our end users in mind.

How youll make an impact

• Lead successful projects working collaboratively with engineering team members and cross-functional partners
• Make thoughtful architectural decisions to improve the quality of our software
• Translate complex business requirements into technical plans, and ultimately high quality code
• Drive a culture of technical excellence.
  
  

Minimum Qualifications

• 4+ years of experience working on SaaS applications
• 3+ years of experience working in a full stack capacity with NodeJS/Typescript/Python backend and React/Angular frontend
• Able to translate complex business requirements into system architecture and technical designs
• Experience in working on medium to large projects through planning, design, implementation, and launch
• Experience contributing to a culture of technical excellence related to quality, availability, and scalability
  
  

Preferred Qualifications

• Experience in building microservices
• Experience in building 3rd party integrations using REST/Soap APIs
• Experience with cloud computing platforms and services such as AWS, Azure, or GCP
  
  

Position Location

This role is available in the following locations: Remote, San Mateo, Columbus, Austin

Time Zone Requirements

This team operates across all U.S. time zones.

Travel Requirements

This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.

What youll love

• Competitive Compensation (base + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsite meetings, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks when working in offices
  
  

At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our "digital first" philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

$142,000 $196,000 USD

Equal Opportunity

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected].

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