Risk Management -Lead Credit Officer -Vice President

Job Description

Join a world-class team at JPMorgan Private Bank, where your expertise shapes the future of wealth management. As a leader in credit risk, you will have the opportunity to influence business growth and risk discipline across a diverse, global portfolio. Your strategic vision and innovative mindset will help us deliver exceptional solutions to our clients. Collaborate with top professionals and make a meaningful impact on the financial industry. This is your chance to advance your career in a dynamic, high-performing environment.

As a Vice President in the Wealth Management Credit Risk team, you drive credit risk strategy and oversight for our Financial Institutions specialty portfolio. You partner with business leaders to ensure prudent risk management and support business growth. You help us deliver customized solutions to clients while maintaining the highest standards of risk discipline. Together, we innovate and enhance our risk management practices. You will be empowered to make decisions and lead initiatives that shape our business.

Job Responsibilities

• Lead credit risk management for a diverse portfolio of management companies, individuals, hedge funds, and financial sponsors
• Approve and structure complex custom credit facilities within authorized limits
• Guide and mentor junior team members in credit risk decision-making
• Oversee assignment of risk ratings, loss given default, and other risk metrics
• Ensure alignment with global credit risk appetite across various products
• Identify and monitor concentrations, trends, and emerging risks
• Direct the preparation and presentation of portfolio reviews
• Escalate and manage risk exceptions in a timely manner
• Collaborate with business partners, underwriters, and Credit Middle Office
• Drive process improvement by leveraging technology and data analytics
• Represent Credit Risk in executive forums, product initiatives, and regulatory reviews

Required Qualifications, Capabilities, and Skills

• Bachelor’s degree
• Minimum 5 years of experience in financial services or credit risk management
• Proven leadership in credit risk for wealth management, including management companies, hedge funds, venture capital, and private equity
• Demonstrated ability to lead teams and manage complex projects
• Strong analytical and organizational skills
• Excellent executive communication skills
• Expertise in risk analytics and portfolio management
• Knowledge of regulatory requirements in credit risk
• Proficiency in Microsoft PowerPoint and Excel
• Experience with large language models (LLM)
• Familiarity with risk management systems

Preferred Qualifications, Capabilities, and Skills

• Advanced degree in finance, business, or related field
• Experience with fund finance and complex credit structures
• Track record of innovation in risk management practices
• Strong stakeholder engagement and relationship management skills
• Experience presenting to executive leadership and regulatory bodies
• Knowledge of emerging technologies in credit risk
• Certification in risk management or related discipline

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.​

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.