Associate Underwriter

Indulge your passion for problem-solving and embrace the thrill of addressing risk head-on at Gallagher's global brokerage team. Join a family of diverse minds, united by a relentless pursuit of excellence. As part of our team, you'll be the architect of protection, safeguarding businesses and empowering their ambitions. Together, we'll build a legacy of trust and triumph in the dynamic world of risk management.

We believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply.

Breckenridge has an exciting career opportunity for an Associate Underwriter. Breckenridge Insurance offers ready-access to a team of collaborative experts that solve problems for independent agents and brokers nationally. We are equally committed to our global carrier partners and sound underwriting practices to deliver competitive, smart coverage solutions. Our team is extremely specialized, passionate, and highly invested in each one of our partnerships with insurance agents, brokers and carriers.

The Associate Underwriter is responsible for working with retail agents and carriers to obtain specialized insurance coverage for insureds. The Underwriter will meet growth, profit and production initiatives by developing positive and productive business relationships with retail agents, producers, carriers, co-workers and others. Breckenridge Insurance offers ready-access to a team of collaborative experts that solve problems for independent agents and brokers nationally. We are equally committed to our global carrier partners and sound underwriting practices to deliver competitive, smart coverage solutions. Our team is extremely specialized, passionate, and highly invested in each one of our partnerships with insurance agents, brokers and carriers.

• Manage a book of new and renewal accounts within assigned territory by evaluating the viability of accounts through opportunity assessment and requesting information from retail agents as needed to ensure a thorough and accurate review of accounts.
• Underwrite accounts based on designated contract authorities and/or submit risks to carriers to consider risks outside of authority.
• Review requests to bind coverage to ensure accuracy before processing.
• Set and attain goals for book management including but not limited to, production, agency visits, product updates, collection issues, hit ratios, legal environment, market changes.
• Manage and cultivate existing relationships with business partners (retailer and carrier based) to secure and expand recurring revenue streams.
• Ensure individual production goals are met, making course corrections as needed.
• Provide timely and accurate monthly and quarterly forecasting to the Regional VP.
• Participate in and support an interdependent cross sell environment Provide effective communication, supervision, and development of support staff, including performance reviews and salary recommendations.
• Participate in recruiting efforts of personnel such as new brokers, underwriters and support staff.
• Manage the day-to-day efforts of support staff and ensure smooth functioning, cohesive production units, including reviewing and approving expenses for direct report·
• Implement and enforce policies and procedures of the organization.
• Participate in and support specialty focus teams.
• Effectively offer solutions to business challenges inside area of focus.
• Maintain increasing knowledge of insurance industry markets, products, and legal environments, via continuing education, seminars, and self-study, to provide a value-added service to producers.
• Participate in industry trade association events such as Target Markets, NAPSLO, AAMGO, PLUS, etc.
• Other duties and projects as assigned.

Bachelor's degree and 1 year related experience required. Working knowledge of Microsoft Windows applications and Microsoft Office.

Current Property and Casualty license required (or ability to obtain within 90 days of employment).

We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:

• Medical/dental/vision plans, which start from day one!
• Life and accident insurance
• 401(K) and Roth options
• Tax-advantaged accounts (HSA, FSA)
• Educational expense reimbursement
• Paid parental leave

Other benefits include:

• Digital mental health services (Talkspace)
• Flexible work hours (availability varies by office and job function)
• Training programs
• Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
• Charitable matching gift program
• And more...

**The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process.

We value inclusion and diversity

Click Here to review our U.S. Eligibility Requirements

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.