Team Lead - P&C Underwriting

This position offers an excellent opportunity to join an established insurance company, led by experienced professionals with a proven track record of success. Our Commercial Property & Casualty department is seeking an experienced P&C Underwriting Team Lead to join our team.

Position Summary: We are seeking a dynamic and experienced P&C Underwriter Team Lead to join our Commercial Property & Casualty department. This role is pivotal in driving the strategic direction of our underwriting team, managing a robust book of business, and leading a team of underwriters to achieve profitable growth and operational excellence. This is a unique opportunity to play a leadership role in a growing company with a reputation for innovative solutions and exceptional service.

Key Responsibilities:

• Lead, mentor, and develop a team of underwriters, fostering a high-performance culture and ensuring the team meets and exceeds performance goals.
• Provide strategic guidance and support to underwriters, ensuring underwriting integrity and adherence to company policies and guidelines.
• Conduct regular performance reviews, training, and development sessions to enhance team capabilities.
• Manage a renewal book of approximately $7M-$8M and generate new business of approximately $1.5M annually, with a focus on profitable growth.
• Evaluate new and renewal business submissions, making sound underwriting decisions within delegated authority for both admitted and surplus lines products.
• Analyze market trends and conditions to inform underwriting strategies and recommend product adjustments as needed.
• Develop and maintain strong business relationships with key wholesalers, agents, and brokers to drive new business opportunities and retention.
• Serve as a primary point of contact for underwriting guidance and support, providing expertise to producers and other stakeholders.
• Collaborate with other departments, including marketing, claims, and operations, to develop and implement effective rate and pricing strategies.
• Lead cross-functional projects to enhance underwriting processes, product offerings, and customer experience.
• Identify and capitalize on growth opportunities within existing and new business sources, contributing to the company’s strategic initiatives.
• Ensure underwriting practices comply with company standards and regulatory requirements.
• Prepare detailed reports and presentations on underwriting decisions, market conditions, and portfolio performance for senior management review.
• Stay current with industry trends, competitive intelligence, and emerging risks to continuously improve underwriting effectiveness and innovation.
• Pursue relevant professional designations and continuing education to enhance personal and team expertise.

Job Requirements:

• Minimum of five years of commercial P&C underwriting experience, with a strong focus on commercial property, general liability, and BOP/CPP.
• Proven leadership experience in managing and developing a team of underwriters.
• Achievement of professional designations such as CPCU, CIC, or equivalent, with a commitment to ongoing professional development.
• Exceptional communication and interpersonal skills, with a strong customer service orientation.
• Ability to effectively manage multiple priorities and maintain attention to detail in a fast-paced environment.
• Strong analytical and decision-making skills, with a demonstrated ability to drive profitable underwriting results.

About Universal Shield Insurance Group:

USIG targets property and casualty insurance for small and medium businesses that are managed in such a way that they deserve to qualify for, and enjoy, the additional advantages in security and coverage offered by an admitted product. We also offer an E&S product for those accounts that may qualify for our admitted market product after a few years of successful operation. We work exclusively with our appointed wholesale General Agents that demonstrate a commitment to professional underwriting practices and have multi-decade relationships with our underwriting teams. USIG incorporates a state-of-the-art risk acceptance process, employing expert underwriting rules, advanced analytics, machine learning, and external data sources to supplement standard risk information. USIG and its insurance entities (Universal Fire & Casualty Insurance Company “UFCIC” and Shield Indemnity Incorporated “Shield”) maintain an AM Best Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a-“. UFCIC also maintains a Demotech Financial Stability rating of A (Exceptional) and is Treasury Listed for surety bonds up to $5.9M. USIG also underwrites the Surety line of business through our admitted company, providing bonds for the Commercial, Contract and Specialty Surety markets. Through our proprietary, cutting-edge portal Bondramp.com, we provide agents at all levels access to a large library of competitively priced commercial and transactional bonds, immediately delivering many bonds upon the Principal’s payment. Conveniently, BondRamp.com and is available 24x7x365 and accessible by computer, tablet, or mobile device. We have corporate offices in Waterford and Grandville, Michigan as well as Dublin, Ohio.