Compliance Officer

Compliance Officer

We’re partnered with a well-run community bank that takes a proactive approach to compliance. This is a clean organization with a strong, well-established program that focuses on identifying and addressing risk before it ever becomes a regulatory issue.

This isn’t a turnaround. It’s an opportunity to step into a program that’s been consistently well-rated across Compliance, BSA, and CRA, and keep it running at a high level while continuing to evolve alongside the bank’s growth.

Key Responsibilities:

• Oversee the bank’s Compliance, BSA, and CRA programs
• Lead and develop a team of compliance and BSA analysts
• Serve as the primary point of contact for regulators, auditors, and examiners
• Manage compliance monitoring, risk assessments, and reporting processes
• Maintain and update compliance policies, procedures, and internal controls
• Oversee CRA performance, HMDA reporting, and Fair Lending activities
• Chair the Compliance Committee and provide regular updates to leadership
• Prepare and deliver reporting to the Board
• Provide guidance across the bank on regulatory questions, marketing reviews, and operational decisions
• Address consumer complaints, subpoenas, garnishments, levies, and related matters
• Partner with internal teams and leadership on risk identification and mitigation strategies
• Participate in the bank’s Risk Committee and contribute to forward-looking risk assessments
• Oversee and enhance the bank’s compliance training program

Qualifications:

• 7+ years of bank or credit union compliance experience with strong exposure to consumer compliance regulations
• Experience overseeing or supporting lending and deposit compliance programs
• Prior interaction with regulators and management of examinations
• Leadership or supervisory experience preferred
• Strong communication skills and ability to navigate complex or sensitive situations
• Self-starter comfortable operating with autonomy

Preferred Certifications:

• Certified Regulatory Compliance Manager (CRCM) through the ABA
• Certified Community Bank Compliance Officer (CCBCO)

Key Compliance Areas of Focus:

Lending Compliance

• Truth in Lending Act (TILA / TRID / Regulation Z)
• Equal Credit Opportunity Act (ECOA / Regulation B)
• Real Estate Settlement Procedures Act (RESPA / Regulation X)
• Fair Credit Reporting Act (FCRA / Regulation V)
• Home Mortgage Disclosure Act (HMDA) and Fair Lending
• Community Reinvestment Act (CRA)
• Section 1071 Small Business Lending Data Collection
• Mortgage Servicing Rules
• Service Member Civil Relief Act (SCRA)
• Military Lending Act (MLA)
• Flood Disaster Protection Act

Deposit Compliance

• Truth in Savings Act (TISA / Regulation DD)
• Regulation E
• Regulation CC
• NACHA Rules and ACH transactions
• Wire transfer rules (UCC-4)
• FDIC insurance regulations
• Corporate Account Takeover (CATA)

Additional Compliance Areas

• Gramm-Leach-Bliley Act (GLBA)
• Privacy / Regulation P
• E-Sign Act
• Right to Financial Privacy Act
• UDAAP
• Advertising and Marketing compliance, including CAN-SPAM
• Consumer complaints management
• Vendor management
• Subpoenas, garnishments, and levies
• BSA/AML/Fraud oversight exposure

Compensation & Benefits:

As required by local law, Highland Consulting Group believes $90,000–$100,000+ to be a reasonable starting base compensation for this role for individuals hired into positions in geographies that require salary range disclosure. Determining compensation for this role depends upon a number of factors, including but not limited to licensure and certification requirements, office location and geographical considerations, and the individual’s skill set, experience, and training.

• Stable, growing organization with strong performance history
• Flexible, family-oriented culture
• Resources and support to continue building out the compliance function

Interested?

If this sounds like something worth exploring, apply using the link or reach out directly for a confidential conversation:

Rob Titterington
Sr. Banking Recruiter
Highland Consulting Group

[email protected]
724.837.6337

Confidentiality:

We respect your privacy and will never submit your resume without your permission. Any information shared will remain strictly confidential.

Reference: bank1048