Consumer and Community Banking - Credit Decisioning Unit - Vice President

Job Description

Play a pivotal role in developing and maintaining the newly created 1st line credit function within the Consumer and Community Banking (CCB) organization.

As a Credit Decisioning Unit (CDU) Vice President within the CCB organization, you will be responsible and play a key role in defining the risk appetite for the Lending Business, managing credit risk, ensuring sound lending decisions, and maintaining portfolio health. You will collaborate with key partners in the Credit Risk and Finance organizations to shape credit strategies that align with the business and banks financial goals. 

Job responsibilities

• Support in building a robust platform and framework to be utilized at the highest level of Consumer and Community Banking
• Ensure the platform supports strategic initiatives and aligns with organizational goals
• Collaborate with cross-functional teams to ensure seamless integration and implementation
• Develop strategies for optimizing lending processes and practices
• Implement tools and methodologies to enhance lending efficiency and effectiveness
• Identify and define governance structures and risk appetite for lending activities
• Ensure compliance with regulatory requirements and internal policies
• Implement standards and practices that enhance clarity and accountability and promote consistency and transparency across the department
• Ensure proper measurement tools are in place to assess the performance impact of key business initiatives
• Continuously evaluate the health and performance of the overall portfolio using established reporting

Required qualifications, capabilities, and skills

• 5+ years of experience in finance, data & analytics, strategy or program management
• Bachelor's Degree in business administration, management or a related field
• Experience in governance, risk management and compliance within the financial services industry
• Excellent organizational and communication skills
• Ability to work collaboratively with cross-functional teams
• Detail-oriented with a focus on accuracy and compliance
• Proficient in Microsoft Office Suite

Preferred qualifications, capabilities, and skills

• Experience in Business Banking or retail lending
• Familiarity with competitive analysis and market insights
• Proficiency in data analysis tools and software
• Strong problem-solving skills and strategic thinking
• Ability to adapt to a fast-paced and dynamic environment

 

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.